Can a US resident be ordered by US courts to pay interest above Usury limits on a loan made from a UK bank??
Assume that part of the loan agreement is that the contract will be governed by UK law. The UK has no usury law and much more lenient consumer credit laws.
Would a charging order be necessary and would it have to be obtained in english courts or in US courts?
Would a voluntary wage attachment agreement be legally binding for such a loan?
Answers:
Yes. The place the loan is originated is the place whose laws govern the loan. Your loan is governed by the UK.
Could I take out a loan in Michigan for 25% and then move to alaska and only be expected to pay 8.5%??
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