CT home loan?
We have been looking for a fixer upper in our town for years. (We've rented the same place in this town for over ten yrs. Our landlord is awful but we've stuck it out.) We are in our late 20's and are totally intimidated with the whole house-buying process!
I think we found a good choice at an affordable price (to us) of $129K. We might be able to cough up 10% for a down payment. My husband has been with his current employer for about a year or year and a half (prior employment was 6 stable years as an auto mechanic - new field is carpentry). He has little or no credit and is paid in cash. I have had minor credit problems in the past (5-6 years through 7 years).
My question is... do we have any shot whatsoever in securing a home loan as first time buyers? My mother has excellent credit (no current job, she became disabled due to her prior job) and said she is willing to co-sign, but I have no idea if that will help.
Advice, good or bad, would be most appreciated! Thanks so much!
Answers:
Just shoot eme an email to msmith@premierloangroup.com, and I'll connet you to some resources.
Marty
You may be able to find out if you qualify for first time home buyer assistance through the state of CT. They maybe able to help you quickly in helping to fund this home.
There is assistance for buyers with home prices up to a certain limits, which this home may qualify.
Check out the links below to learn more. Good luck!
I recommend Smart Choice Mortgage. They do business in most states and are your best opportunity for someone to say yes. Check out the free evaluation form at the source website and a Smart Choice loan officer will contact you within 24 hours. Good luck.
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I think we found a good choice at an affordable price (to us) of $129K. We might be able to cough up 10% for a down payment. My husband has been with his current employer for about a year or year and a half (prior employment was 6 stable years as an auto mechanic - new field is carpentry). He has little or no credit and is paid in cash. I have had minor credit problems in the past (5-6 years through 7 years).
My question is... do we have any shot whatsoever in securing a home loan as first time buyers? My mother has excellent credit (no current job, she became disabled due to her prior job) and said she is willing to co-sign, but I have no idea if that will help.
Advice, good or bad, would be most appreciated! Thanks so much!
Answers:
Just shoot eme an email to msmith@premierloangroup.com, and I'll connet you to some resources.
Marty
You may be able to find out if you qualify for first time home buyer assistance through the state of CT. They maybe able to help you quickly in helping to fund this home.
There is assistance for buyers with home prices up to a certain limits, which this home may qualify.
Check out the links below to learn more. Good luck!
I recommend Smart Choice Mortgage. They do business in most states and are your best opportunity for someone to say yes. Check out the free evaluation form at the source website and a Smart Choice loan officer will contact you within 24 hours. Good luck.
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