After marriage is there a way to secure a loan or a credit card that won't appear on my wife's credit report?
Get it only in your name and not hers.
If the unsecured loan or credit card is in your name only, then it won't appear on her credit report. But please tell your wife what you are doing so she doesn't discover this on her own one day and assume you are hiding things from her or deceiving her.
Yes, don't put her on the application, and vice versa.
Maybe you should get a loan expert's advice before you can make any decision. There is a place where you can get free advisory services: http://mortgage.yeyeyup.com
You can get a loan or a credit card without it showing on your wifes credit simply by not putting her name on the application.
But you really should tell her.
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