Who can tell me how to go about securing a loan for a low income family?



Answers:
Talk to your bank and see what they can do for you.
good luck on that.
There are always Finance companies who will help but they have ridiculously high interest rates. Personally speaking, I think debts can overtake people's lives and if they can refrain from them they should. Don't let a debt control your life
There are a lot of government programs available. Contact your local village, county or state for more information, but don't give up hope. Good luck.

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