How do I go about refinancing a secured loan?

I have a secured loan totalling $16,000 through a finance company. The interest rate is at 18%. That is after I asked that it be lowered. I've been paying this for years and it never ends. I've been through a debt payment program but this bill could not be included because it was secured. What steps can I take to get rid of this bill short of suicide?

Answers:
Speak with the bank and have them restructured the loan to fixed term payment. What it means is S$16,000 multiply by XX numbers of fixed instalment payments. This way, you're be able to pay up the loan in full within xx number of months/years.

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Please don't resort to suicide!! This site has a lot of helpful loan information...you might also get some good tips here. http://loan.divinfo.com/ Good luck with this!

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The Secured Loan information post by website user , LoanSecuredLoan.com not guarantee correctness.

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