95% or 100% remortage or secured loan?
i am self employed and are looking to self cert also have some defaults anyone know of any lenders that do this serious answers only please
Answers:
Nothern Rock have a good deal where you can borrow upto 125% of the value of the house, but it still falls under the 3.8X your annual salary
Is this a joke? Gettin a 100% mortgage with your credit history and employment status will be hard enough let alone living in Northern Ireland I suggest you save up a deposit and get an accountant to certifie your income then think about buying a property
I am in London but originally from NI. I have a self-cert mortgage with Platform Home Loans. However I had to put 10% down and I think that is the minimum deposit here for self-cert. Try a mortgage broker as they have all the latest deals and will be able to tell you the position without you having to look into it all yourself. Good luck!
I am in England, but I am self-employed and needed to borrow 95% aswell, the best deal I found was Intellegent Finance. It was not self-cert but they don't mind about your self-employed status, I did not have to show accounts either, just a copy of my contract from company I was currently freelancing for to prove I had work for a further 6 months.
The Secured Loan information post by website user , LoanSecuredLoan.com not guarantee correctness.