Single mother, working 2 jobs and going to school. I need a loan!!?

Hello, I am single mother in Georgia. I have a 2 year old daughter. I work 2 jobs and I am also a part time student. I fell on hard times after having my daughter. A lot of bills backed up and it is hard to pay them. My credit score is not that great right now due to the old bills. Now that I have a secure full time job plus a part time, I am ready to get everything back on track. I dont get any help financially from my daughter's father or any other family members. I am looking to get a Loan for about $3000 or more to pay off all my debt. I am a very reliable, honest person. I just need a little help. I tried applying for food stamps and other government assistance, but they say my income is over the gross income limit for them. I am not even able to get insurance for my daughter or myself from them. Right now I am paying for school out of pocket with no financial aid. Is there anyone kind enough to help me out? Thank you so very much! Any help is well appreciated!

Answers:
I have read the 47 previous answers and most of them are scams! Please do not respond to offers of easy loans on online as they will steal your identity and use it to borrow in your NAME! They may ask you for a fee up front, and you will never receive a cent.
Listen to genuine answers like mine we are hear to help. I am sorry I am in the U.K. SO CANNOT DIRECT YOU TO A GOOD SOURCE FOR A LOAN. I admire your strength.
Try student loans. The amount you are qualified for depends on your year of study and finances. First fill out a fafsa online [http://www.fafsa.ed.gov] because it is considered financial aid. Then you will be able to borrow 2 different ways (subsidized or unsubsidized) which means that if you have financial need you will get some amount of a loan that the dept. of education will pay interest on until you get out of school.
Look under Federal Student Aid Programs.
dont know about america, but in england we have what is called citizens advice. if you go to them they can see if you can make affordable payments on your bills. they will add up what you owe and work out how much you can afford to pay, then see if the companies will accept that. most companies would rather have their money in installments than not at all .things like telephone and electricity if you ring when the bill comes in and ask they wait a week or two for their money or let you pay by installments.
if you do finally decide to take out a loan to sort yourself out, do it with a proper bank or building society, and make sure you can afford to pay it back plus have a little left for emergencies.please dont take any offers made from here, you dont know what you are getting into.
i think you are doing a great job,with your little girl, and working so hard. please dont take on more than you can afford.
i got in a mess once and took out aloan of just a little more than i needed to pay everything off, and what a great feeling not to owe anyone. i wish you all the luck in the world, and dont work so hard you miss your daughter growing up, that would be such a shame. hope this helps
i also agree about the student loan, that should help
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