What are normal requirements for a secured personal loan thru a bank?
Answers:
own a home,newer car,or other (boat,trailer,etc.)
or have a co-signer with such and/or good credit.
You need to put down some collateral. You could put money into a CD or savings account and borrow money from the bank up to that amount. The bank will run a check on you to find out if you closed any other bank accounts in a negative balance and still owe or if you had a bank account that you constantly overdrew. As long as you have the collateral and you don't have a bad banking history, you should be fine. These are great loans to help you build your credit.
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