We have a loan secured on our home with lloyds tsb we were not given independent legal advice. have a case?
Answers:
It is your responsibility to seek legal advise before you sign any contract. It is not their responsibility to provide it to you. If they've breeched the contract in any way than you have a case, but if you signed something before studying it, it's your own stupidity. Sue yourself.
Tricky,
You would need to prove bullying which is hard; the best thing to try is to go and see the Citizens Advise Bureau or one of the banking onbudsmen for advise first.
The bank presumes that you will have already got independent advise before you arrive to see them, by walking into their office you are open to them doing what they like: Lloyds are very good at following their own procedures, it will be difficult to get any kind of movement on this...
Regards
Ichi
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