I would like to know if anybody knew of any student loan programs where the burrower didn't need a co-signer

My wife is almost through with school but, we run into a small problem. She can't find anyone to co-sign for her on a student loan. I'm not much help because my score is just 607. I need to work on mine a little more to help her out I guess cause we were rejected several times with me. I'm thinking about getting my first credit card to try and raise my score. I don't really know where to start there though. I've applied for several cards before but, all I got approved for was a secured card where I had to deposit $200 first. I easily could send that off but, I got bills I've got to worry about before I can do that. Does anyone know of any credit cards out there that are willing to really help .
Please let me know something if you have the answer or a solution to my situations.

Answers:
Has your wife talked with a financial aid advisor from her school? An advisor should know all of the opportunities that are available to help your situation. A lot of government loans do not require a cosigner -- you fill out a FAFSA form to see if you qualify for that. Here is a website with private loan companies -- you may have checked some of them out already, but I thought it might be worth posting.

http://www.ssw.umich.edu/resources/brows...

As for your credit -- have you tried looking through Orchard Bank? I think they may have some options for rebuilding credit -- but you have to be careful b/c the unsecured ones have a HUGE interest rate. You would have to really stick to paying off the entire balance every month to avoid high finance charges.

Good luck.
Has she applied for the federal student loans? They require no credit check or cosigner and have better repayment terms than private loans. You can apply on line at http://www.fafsa.ed.gov/.

If you still need to go the private loan route have her first check with the aid office to see who they recommend. Or do a search for student loan lenders. My guess is you'll get quite a listing. Many offer a pre-approval process where you can input your information to see how the loan will work out (interest rate, fee, if cosigner needed, etc.). Just work down the list until you can find one that approves her and gives her the best deal.
Stay away from private lenders who want money up front for so-called insurance policy and/or transfer fees.If they want money up front,it's a scam.Do not pay money up front for any loan.Ask your bank or atty. generals office about all the scam artists asking for $ up front for any type of loan.
Hi there... Ok, I got researched this for you!

Better check it out, I'm pretty sure you'll discover something...

The Secured Loan information post by website user , LoanSecuredLoan.com not guarantee correctness.


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