Bad credit--need personal loan--will my bank foot it?
Answers:
A bank will not give you a loan without collateral (like a CD, car, or home). Banks almost never lend unsecured--the only exception would be if you have great credit, are a valued business customer, and had lots of current business with the bank. Even then it would be a huge exception to bank policy and many banks won't ever consider it.
Retirement plans don't count as collateral (even if they did you could only borrow around 80% of the value).
Banks are much more conservative than other lenders--like credit card companies, car dealers and retailers. They are the lender of first resort, not last. If you can't get what you want elsewhere, you're probably not going to have much luck at a bank.
You won't know until you try. Go and try to talk to a loan represenative with your bank.
Banks usually do not make personal loans. They especially do not make "unsecured" personal loans to people with bad credit.
They might, go into the bank and speak with a banker.
nope, no matter how long you been with your bank or how much money you have...trust me i know.but go ahead
If you plan to pay back the money , you can ask for a loan at Prosper. More information at http://www.acreditlibrary.com/prosper.ht... . You can also try your luck at online charities, people may send donations. More information at http://www.laodn.org/
The Secured Loan information post by website user , LoanSecuredLoan.com not guarantee correctness.